Plan, control and monitor your business, month by month
Set the year's plan with your team and your CA, then keep control of it: every month see plan against actual, spot a cash crunch before it hits, and get a P&L, balance sheet and cash flow that always balance.
Struggling with business budgeting and controlling?
Most MSMEs plan in spreadsheets that break, sit with one person and are forgotten by the second quarter. It doesn't have to be that way: here, a typo that throws the balance sheet out is caught the moment it's typed.
| Fixed assets | ₹3,12,40,000 |
| Stock | ₹1,08,20,000 |
| Debtors | ₹4,50,000 |
| Cash & bank | ₹26,10,000 |
The budget lives in one Excel file that only one person understands
Every section has its own screen and owner. Sales fills revenue, HR fills people, finance sees it all come together.
The balance sheet never balances, and nobody knows why
P&L, balance sheet and cash flow are built from the same drivers, so they always tie. Checks point at the exact line that's off.
The bank wants projections, and the CA needs a week
Monthly statements, ratios and schedules are ready the moment the plan is, and export to Excel or PDF.
By July nobody remembers what the plan was
One plan the whole leadership team agreed on, with a version your CA reviewed and approved.
A full year's plan in three steps
Built for the way Indian businesses actually plan: in lakhs and crores, by month, with your CA in the loop.
Tell us about the company
Industry, main business and turnover. The plan is set up with the screens and wording that fit: manufacturing, trading or services.
Plan section by section
Revenue, materials, people, overheads, capex and funding, month by month. Invite your team and give each person their sections.
Get statements that balance
P&L, balance sheet, cash flow and ratios update as you type. Review it with your CA, then export or share.
Change a number, watch the whole year move
This is a real plan running in your browser. Sell less, charge more, wait longer for customers to pay, hire, buy a machine: profit, cash and the overdraft recompute as you go.
Be your own CFO
Everything a CFO would build, without the spreadsheet: proven planning frameworks for growing companies, in screens anyone on your team can fill in.
Driver-based revenue
Products × price × quantity, month by month, with seasonality and growth.
Bill of materials
Material cost from each product's BOM, with stock and purchase timing.
Manpower plan
Headcount, salaries, increments and statutory costs by department.
Capex & depreciation
Assets by month, with depreciation schedules worked out for you.
Working capital
Debtor, creditor and inventory days turned into real cash timing.
Funding & CC / OD limits
Term loans, interest and limits, so you see the peak borrowing before the bank does.
Three-statement model
P&L, balance sheet and cash flow that always tie to each other.
Ratios & break-even
Margins, DSCR, current ratio and the revenue you need to break even.
Checks & typo catcher
Spots a missing zero or a lakh typed as a crore before it reaches the bank.
Excel & PDF export
A workbook to customise further, and a report ready to share.
Control and monitor your money
Planning the year is the big step. Then, every month, see where you really stand and let the rest of the year adjust, for your company or, if you're a CA, for every client you look after.
Upload Tally every month
Drop in the month's Tally export. Ledgers are matched to your plan once, then automatically every month after.
See plan against actual
Every line shows what you planned, what happened and the gap, in rupees and per cent, with what drove it.
The plan re-balances itself
The remaining months re-forecast from what actually happened, so the year's profit, cash and borrowing stay real.
Know what to do next
Plain recommendations: where to push, what to cut, and when you're on course to beat the plan.
| Year to date | Plan | Actual | Gap |
|---|---|---|---|
| Revenue | ₹5.10 Cr | ₹4.80 Cr | −5.9% |
| Material cost | ₹2.81 Cr | ₹2.62 Cr | −6.8% |
| Debtor days | 45 | 57 | +12 days |
The monthly review, as it plays out. Figures are examples.
- CostFreight has crept up to 2.1% of sales
It was 1.4% until July. Two transporters raised rates in August; renegotiating would save about ₹9 L a year.
- CashKumar Steels pays 23 days past terms
₹38 L is tied up with one customer, and it's what pushes your overdraft to its December peak.
- OpportunityFabrication jobs earn twice the margin
They're 18% of revenue but 36% of gross profit. Shifting 10% of capacity adds about ₹42 L to EBITDA.
Every number studied, every day, even while you sleep
AI goes through your plan and your books line by line, around the clock, finds the patterns hidden in thousands of entries and turns them into clear insights and recommendations. Your team and your CA spend their time on decisions, not on searching.
Every invoice, payment and expense line, every month, not a sample.
Links sales, costs, collections and cash, so you see causes, not just totals.
Each insight comes with the figures behind it, in plain language.
Suggestions, not decisions: you and your CA choose what to act on.
Your monthly reports, sent by themselves
When the month closes, the P&L, cash flow, plan against actual and the balance sheet are built and emailed automatically. Nobody has to make them, and nobody forgets.
Sales, costs and profit for the month and the year so far, against plan.
Where the money went, and the next three months' low point.
Every line with its gap, so the review starts with what matters.
Owners, department heads and your CA, each on the 1st of the month.
- PDFProfit & lossOctober and year to date, against plan₹ 3.2 Cr sales · 11.4% margin
- PDFCash flowWhere the cash went, and the next 3 monthsLow point ₹ 18 L in Dec
- PDFPlan vs actualEvery line, with the gap and what drove it4 lines need a look
- PDFBalance sheet & ratiosDebtors, stock, DSCR, current ratioDebtor days 52 → 47
A month's reports going out. Figures are examples.
Made for the people who run the business, and the people who advise it
Founders & MDs
- See the whole year on one page
- Know your cash low point in advance
- Agree targets with your team, not for them
- Know each month if you're ahead or behind
Leadership teams
- Each head owns their section
- Everyone works on the same live plan
- No more emailing spreadsheets around
CAs & CMAs
- Onboard every client as its own budget, under one login
- Review and comment section by section
- Bank-ready projections without re-keying
- Each client's plan vs actual, every month
CAs' control system
Every client's month on one screen. Onboard each client as its own budget. When their Tally figures come in, you see straight away who's on plan, who's behind and who needs a call, with the notes ready.
- Sahyadri FabtechManufacturingOn plan
- Konkan Agro TradersTradingBehind plan
- Pixelcraft StudioServicesAhead of plan
- Deccan PolymersManufacturingOn plan
- Rao & Sons PharmaTradingBehind plan
What one good plan does for a business
Typical outcomes we see when a leadership team plans the year together.
Find the cash crunch early
Planning debtor days and a new machine together showed the overdraft would peak in September, three months ahead, in time to raise the limit before it hurt.
Sales and finance finally on one number
The sales head entered volumes, finance set credit terms, and the plan everyone signed off was the same one the bank saw.
From a gut feeling to a hiring plan
Mapping each hire to the revenue it supports turned an argument into a month-by-month plan the founders could fund.
Your numbers stay yours
A budget is the most sensitive document a company has. We treat it that way.
- Never sold, and never shared with anyone you don't invite
- Seen only by your team and your CA
- You choose who edits which section
- Export everything, any time; no lock-in
Good questions, straight answers
Do I need to know accounting?
No. You answer business questions: what you sell, at what price, who you employ, what you'll buy. The statements are built for you, and every screen explains its terms.
Can my CA work on it with me?
Yes. Invite your CA or accountant by email and choose the sections they can edit. They can comment on each section and review the whole plan. CAs can keep all their clients under one login.
Is my data safe?
Your figures are private to your company. You decide which teammates and which CA can see or edit each section, and you can export or delete your plan at any time.
What happens after the plan is made?
Monitor & control: upload your Tally data each month and see plan against actual, line by line. The rest of the year re-balances itself and you get clear recommendations on what to change.
What does the AI do with my figures?
It reads every entry in your plan and your monthly books, finds the patterns that matter (costs creeping up, customers paying late, products that earn more than they look) and explains each one with the numbers behind it. It works only on your company's data, inside your account. You and your CA decide what to act on.
Can I try it before signing up?
Yes. Open the sample budget of a real-looking manufacturer, or start your own plan straight away. Fill in your revenue and we'll email you the report; create a free account when you want to plan costs, funding and the full statements.
Will the bank accept it?
You get monthly P&L, balance sheet, cash flow, schedules and ratios: the projections lenders ask for. Export them to Excel to fit any format your bank uses.
Your next financial year starts with a plan
Start with your revenue today. Bring in your team and your CA when you're ready.